Frequently Asked Questions

Answers to Your

Credit Questions.

Find clear answers to the most common questions about our credit repair services, process, and how we can help you achieve your financial goals.

How Can We Help?

Popular Topics:

Frequently Asked Questions

Everything you need to know about our credit repair services, process, and how we work for you.

What is credit repair and how does it work?

Credit repair is the process of identifying, disputing, and removing inaccurate or unverifiable items from your credit report. We review your reports, challenge errors with the credit bureaus, and help improve your credit score over time.

How long does the credit repair process take?

Every situation is different, but Every credit profile is different, so there is no standard timeline. The process depends on the information being addressed, responses from credit bureaus and data furnishers, and each client’s individual circumstances. We provide ongoing updates throughout the process.

Will credit repair remove accurate negative items?

No. We only dispute inaccurate, unverifiable, or outdated information. Accurate negative items cannot legally be removed, but we’ll help you build a plan designed to help strengthen your overall credit profile over time.

Is credit repair legal?

Yes. Credit repair is completely legal and protected under the Fair Credit Reporting Act (FCRA), which gives you the right to dispute inaccurate information on your credit report.

How much does your service cost?

Our pricing depends on your specific credit situation and goals. Get your free credit analysis and we’ll walk you through transparent, no-surprise pricing.

Do you guarantee results?

Our personalized strategies are designed to address inaccurate, incomplete, outdated, or unverifiable information while helping you build a stronger credit profile.

What information do you need to get started?

We’ll need a copy of your most recent credit reports and some information about your financial goals to get started with your free consultation.

Will credit repair affect my credit score?

Correcting inaccurate information may affect your credit profile or credit score, but results vary based on each individual’s credit history and circumstances. Some clients may see temporary fluctuations as items are updated, but the goal is long-term improvement.

How often will I receive updates?

You’ll receive regular progress updates from our team throughout the process, so you always know exactly where things stand.

Can I cancel my service at any time?

Yes. You’re never locked into a contract, and you can cancel your service at any time.

Need Personal Assistance?

Our credit experts are here to help you every step of the way. Schedule a free consultation and get answers to your specific questions.

Transparent Process

We believe in complete transparency throughout the entire process.

No Hidden Fees

What we quote is what you pay. No surprises, ever.

Expert Credit Advisors

Our experienced team is dedicated to your financial success.

Fast Response

We respond quickly and keep you informed at every step.

Let's Build a Better Credit Future Together

Take the first step towards financial freedom. We’re here to help you achieve the credit you deserve.

AJS Financial Solutions

Transforming lives through better credit. We provide personalized credit solutions to help you achieve your financial goals.

Contact Us

© 2026 AJS Financial Solutions, LLC | Privacy Policy | Terms & Conditions